Our Services - What We Can Do For You

Executive Benefits
    SPD Benefits expertise includes experience in the design, implementation and administration of Executive Benefits.  The goal of the Executive Benefits is to aid the client in attracting, retaining and rewarding their key employees that keep business profitable. Our team can help implement programs ranging from Supplemental Executive Retirement Plans (SERP) to non-qualified deferred compensation arrangements such as Mirror Image 401K plans to Disability Equalization Plans to Group Carve Out Life Insurance Plans, among others. 

Voluntary Supplemental Benefit Plans
   With more than fifty years of experience in voluntary benefits, SPD Benefits has communicated, enrolled and administered programs representing more than 100,000 employees. We work to deliver the most competitive and cost effective products available to the marketplace.
A sampling of our
Voluntary Supplemental Benefit Product offerings include:
  • Life Insurance
  • Short and Long Term Disability Insurance
  • Dental/Vision Insurance
  • Long Term Care Insurance
  • Critical Illness Insurance
  • Accident Insurance
  • Cancer Insurance

Individual Insurance Products   
    During our long history of helping clients our team has come to realize that not everyone is in need of the same plans. In order to address our clients to the best of our ability our team offers products designed to meet the unique needs of individuals. 
A sampling of our
Individual Insurance Products include:
  • Life Insurance
  • Disability Insurance
  • Long Term Care
  • Annuities (Immediate & Deferred)
  • Income Replacement
  • Lifetime Settlements
  • Medical Insurance
  • Medicare Supplement

Dependent Eligibility Audit 
        Many employers overspend thousands or even millions of dollars on benefits for dependents who no longer meet eligibility requirements (e.g. ex-students and ex-spouses). SPD benefits performs dependent eligibility audits during open enrollment to help eliminate these potential overlooked costs.